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Pay over time
When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase
Get flexible monthly payment options
For example, a $8950 purchase might cost $433.96/mo over 24 months at 15% APR.*
1. Fill your cart
When you're done shopping, select Affirm at checkout
2. Choose how you pay
Enter a few pieces of info for a real time decision.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Frequently Asked Questions
Yes, there’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Yes, you can return an item you bought with Affirm by initiating the return process
with the store.
No, your credit won't be affected when you create an Affirm account or check your
eligibility (including checking your pre qualification eligibility). When you apply for or
check to see if you prequalify for Affirm financing, it's considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit
bureaus. You can find more information on Affirm's Help Center.